• Text size Normal size text | Increase text size by 10% | Increase text size by 20% | Increase text size by 30%

Refugees Magazine Issue 108 (Afghanistan : the unending crisis) - Helping Refugees to help themselves

Refugees Magazine, 1 June 1997

Save the children US began a UNHCR-funded programme to loan money with virtually no collateral to rural women, and thus far there has not been a single default.

By Mervyn T. Patterson
Northern Afghanistan Program Manager for Save the Children Federation, USA

It was a gamble; some said a rather crazy gamble at that. The idea was to loan money with very little collateral to rural women to help them establish small-scale, self-help projects. Many recipients were widows. Their only guarantors were credit group co-members. Would they ever repay their loans and an additional "management fee" in a country where the payment of any form of "interest" is forbidden? Or would the aid agencies come to rue the experiment?

Save the Children US began a UNHCR-funded Group-Guaranteed Lending Project in Balkh and Jowzjan provinces two years ago. Since then, it has disbursed 6,500 loans for activities ranging from spinning projects, livestock and poultry rearing to rope-making and tailoring programmes. Most of the projects have been highly successful in themselves; even more remarkably, there has been a 100 percent repayment rate for matured loans, not a single default, and widespread community and religious support for the project.

Throughout Afghanistan women are often both head of family and principal breadwinner. Fatima, aged 55, is typical. After thirteen years in Iran as a refugee, she returned home to northern Afghanistan with three dependent children and a disabled husband. She had survived as a refugee by weaving local carpets (kilims) and returned to this ancient skill at home. But the future appeared very uncertain. She was forced to buy or borrow overpriced materials from shopkeepers and sell her carpets back to them for below-market prices.

Then she enrolled in the lending project. When Fatima received her first loan of $80, she was able to freely negotiate and purchase raw materials and sell her kilims at market prices. She now enjoys the profits herself. After her fourth loan she began repairs to her home and invested in a few chickens. With the help of further loans she expects to become self-reliant within the next 18 months. Neither Fatima nor the sceptics thought that would ever be possible.

Source: Refugees Magazine issue 108 (1997)

• DONATE NOW • • GET INVOLVED • • STAY INFORMED •

 

UNHCR country pages

More focus needed on reintegration of former Afghan refugees

Many of the more than 5.5 million Afghan refugees who have returned home since 2002 are still struggling to survive. Lack of land, job opportunities and other services, combined with poor security in some places, has caused many returnees to head to urban areas. While cities offer the promise of informal day labour, the rising cost of rental accommodation and basic commodities relegate many returnees to life in one of the informal settlements which have mushroomed across Kabul in recent years. Some families are living under canvases and the constant threat of eviction, while others have gained a toe-hold in abandoned buildings around the city.

UNHCR gives humanitarian assistance to the most vulnerable, and is currently rallying support from donors and humanitarian and development agencies to redouble efforts to help returning refugees reintegrate in Afghanistan.

More focus needed on reintegration of former Afghan refugees

Angelina Jolie promotes reintegration of Afghan returnees

UNHCR Goodwill Ambassador Angelina Jolie in March 2011 returned to Afghanistan. On her second trip to the country, the acclaimed actress called for greater focus to be put on the reintegration of former refugees. More than 5.5 million refugees have returned since 2002, mainly from Pakistan and Iran, and now make up 20 per cent of the population. UNHCR is concerned that too many of these refugees continue to live without jobs, shelter and other basic needs.

Jolie caught up with several families she had met in 2008, still living in a dilapidated warehouse in Kabul. She was moved to see the families struggling to survive in the cold damp building. Children spend their days washing cars for money instead of attending school; the old and sick told Jolie of their pain to be such a burden on the young.

The actress also visited returned refugees living on the Alice Ghan and Barikab land allocation schemes north of Kabul. The returnees told her they were grateful for their houses but needed help with livelihoods. Jolie also visited Qala Gadu village, where she is funding the construction of a girls' primary school.

Angelina Jolie promotes reintegration of Afghan returnees

Afghanistan: An Uncertain Future

For over a quarter of a century, Afghanistan has been devastated by conflict and civil strife, with some 8 million people uprooted internally and in neighbouring countries. The overthrow of the Taliban in 2001 resulted in one of the largest and most successful return operations in history.

Seven years on, more than 5 million Afghan refugees have returned - increasing Afghanistan's population by an estimated 20 percent.The large majority have gone back to their areas of origin. However, some recent returnees are facing more difficulties as the country's absorption capacity reaches its limits in some areas. Last year, some Afghans returned before they were ready or able to successfully reintegrate due to the closure of refugee villages as well as the deteriorating conditions in Pakistan. In consequence, 30,000 Afghan refugees returned to further displacement in their homeland, unable to return to their villages due to conflict, lack of land, shelter materials, basic services and job opportunities. These challenges have been compounded elsewhere across the country by food insecurity and severe drought.

UNHCR and the Afghan Foreign Ministry highlighted the requirements for sustainable refugee return and reintegration at an international conference in Kabul in November 2008. The donor community welcomed the inclusion of refugee reintegration within the government's five-year national development strategy and the emphasis on land, shelter, water, sanitation, education, health care and livelihoods. It is anticipated that repatriation and reintegration will become more challenging in future.

Afghanistan: An Uncertain Future

Afghanistan: Mariam's StoryPlay video

Afghanistan: Mariam's Story

Mariam was a refugee in Iran for six years. The widow and mother returned in 2002 and has been internally displaced ever since. Her situation is very uncertain.
Iran: A New LifePlay video

Iran: A New Life

Afghan refugees adjust to a new life in western Iran after being moved from their former homes in an area declared off limits.
Afghans Going HomePlay video

Afghans Going Home

The number of Afghans returning home from Iran is up this year from last. The cost of living seems to be one reason.